Financial Planning
- Goal setting and required rate of return
- Asset allocation based on personal goals and objectives
- Ensuring investment selection is inline with goals and risk tolerance
- Tax efficiency of investments
- Fee analysis
- Continuous monitoring of goal checks
Tax Planning
- Tax efficiency of investments
- Tax deferral
- Tax conversion
- Passing assets though your estate
- Income splitting
*Intergenerational transfer tax minimization strategies that abide by the rules set forth by the CRA and may require us to work along side a Chartered Accountant *
Estate Planning
- Legacy Planning
- Inheritance
- Intergenerational transfers
- Gifting to children
- Trusts
- Charitable donations
**Some Estate Planning strategies may require the involvement of a legal professional.
Succession Planning
- Provide simplicity and ease of passing assets through your estate
- Minimization of probate fees, legal fees and income tax
Retirement Planning
- Retirement income projection and analysis
- Pension analysis
- Severance
- TFSA's or RRSP's
- Goal setting
- CPP and OAS analysis